Data · Texas business sales

Texas business sales: every SBA-financed acquisition, 2020 to 2026.

3,481 SBA 7(a) loans that financed the purchase of an existing Texas business, mapped county by county, with the industries, metros, loan sizes and lenders behind them. Public SBA data, aggregated by Delta Brokers.

Quick answer

From FY2020 to FY2026 (October 1, 2019 to September 30, 2026), the SBA approved 3,481 7(a) loans, $4.81B in all, to finance the purchase of an existing Texas business, in 173 of the state's 254 counties. The median loan was $915K, and the most financed industries were gasoline Stations with Convenience Stores (232), full-Service Restaurants (221) and hotels (except Casino Hotels) and Motels (210). Dallas-Fort Worth (1,367) and Houston (765) together account for 61% of the loans, and FY2026 was the busiest year, with 667.

3,481SBA acquisition loans
$4.81BTotal approved
$915KMedian loan
173Counties with a deal

Source: SBA 7(a) loan-level FOIA data as of September 30, 2026. Federal fiscal years (October to September), FY2020 to FY2026. Page updated November 12, 2026. How we built it · County CSV · JSON · Rio Grande Valley M&A history

The map

Where Texas businesses were bought with SBA loans.

Each county is shaded by the number of SBA 7(a) loans that financed the purchase of a business there, or by dollars approved. Drag the slider or press Play to step through fiscal years, select a year bar, or show all years. Hover or tap a county for its numbers.

All

All years, FY2020 to FY2026: 3,481 loans, $4.81B, in 173 counties.

Texas, by county
None12 to 45 to 910 to 2425 to 99100+
County detail

Hover or tap a county, or pick one from the list.

Top counties, selected years
  1. Harris509
  2. Dallas467
  3. Tarrant352
  4. Collin228
  5. Travis203
  6. Denton188
  7. Bexar146
  8. Montgomery93
By year

667 acquisition loans in FY2026, the most in the data.

SBA-financed purchases of Texas businesses fell to 337 in FY2023 then climbed to 665 in FY2025 and 667 in FY2026. The last two years (1,332 loans) are 43% above the first two (934).

FY2020439 loans$542.5M, median $835K
FY2021495 loans$682.2M, median $938K
FY2022376 loans$548.5M, median $1.04M
FY2023337 loans$451.7M, median $882K
FY2024502 loans$686.7M, median $871K
FY2025665 loans$884.3M, median $840K
FY2026667 loans$1.02B, median $1M
By metro

Dallas-Fort Worth and Houston: 61% of the loans.

County groupings follow the federal metro area definitions; the Rio Grande Valley is the four Valley counties. 2,668 of the 3,481 loans (77%) were in the four largest metros.

SBA-financed business acquisitions by Texas metro, FY2020 to FY2026
Dallas-Fort WorthDallas, Tarrant, Collin, Denton, Ellis, Hunt, Kaufman, Rockwall, Johnson, Parker, Wise1,367$1.77B$839KFull-Service Restaurants
HoustonHarris, Fort Bend, Montgomery, Brazoria, Galveston, Liberty, Waller, Chambers, Austin, San Jacinto765$1.14B$1.02MHotels (except Casino Hotels) and Motels
AustinTravis, Williamson, Hays, Bastrop, Caldwell324$411.8M$760KFull-Service Restaurants
San AntonioBexar, Comal, Guadalupe, Medina, Kendall, Wilson, Atascosa, Bandera212$264.1M$808KHotels (except Casino Hotels) and Motels
LongviewGregg, Harrison, Rusk, Upshur49$61.4M$991KGasoline Stations with Convenience Stores
LubbockLubbock, Crosby, Lynn39$50.3M$727KHotels (except Casino Hotels) and Motels
Beaumont-Port ArthurJefferson, Orange, Hardin37$57.3M$1.05MGasoline Stations with Convenience Stores
Midland-OdessaMidland, Martin, Ector36$67.4M$1.31MHotels (except Casino Hotels) and Motels
Corpus ChristiNueces, San Patricio, Aransas34$51.4M$1MFull-Service Restaurants
WacoMcLennan, Falls32$62.6M$1.47MGasoline Stations with Convenience Stores
El PasoEl Paso, Hudspeth29$36.4M$730KHotels (except Casino Hotels) and Motels
Killeen-TempleBell, Coryell, Lampasas27$33.3M$797KHotels (except Casino Hotels) and Motels
College Station-BryanBrazos, Burleson, Robertson26$27M$652KBroilers and Other Meat Type Chicken Production
TylerSmith25$47.1M$1.45MPlumbing, Heating, and Air-Conditioning Contractors
Sherman-DenisonGrayson23$46.3M$1.73MGasoline Stations with Convenience Stores
Rio Grande ValleyHidalgo, Cameron, Starr, Willacy18$22.1M$723KOffices of Dentists
AmarilloPotter, Randall, Armstrong, Carson, Oldham18$20.4M$645KHotels (except Casino Hotels) and Motels
LaredoWebb2$1.65M$825KBaked Goods Retailers
Rest of TexasCounties outside these groupings418$636.1M
By industry

Gasoline Stations with Convenience Stores, full-Service Restaurants and hotels (except Casino Hotels) and Motels lead.

The 15 most financed industries (NAICS), out of 409 industries with at least one SBA-financed purchase in Texas.

Top 15 industries by SBA-financed business acquisitions in Texas, FY2020 to FY2026
Gasoline Stations with Convenience StoresNAICS 447110232$437.5M$1.64M
Full-Service RestaurantsNAICS 722511221$204.7M$603K
Hotels (except Casino Hotels) and MotelsNAICS 721110210$691.9M$3.39M
Limited-Service RestaurantsNAICS 722513113$86.5M$496K
Insurance Agencies and BrokeragesNAICS 524210100$118M$755K
General Automotive RepairNAICS 81111193$102M$960K
Plumbing, Heating, and Air-Conditioning ContractorsNAICS 23822077$73.6M$769K
Home Health Care ServicesNAICS 62161068$78.8M$680K
Child Care ServicesNAICS 62441067$131.6M$1.3M
All Other Specialty Trade ContractorsNAICS 23899059$70.1M$776K
Snack and Nonalcoholic Beverage BarsNAICS 72251552$33M$388K
Offices of Certified Public AccountantsNAICS 54121146$32.7M$489K
Fitness and Recreational Sports CentersNAICS 71394046$25.3M$330K
Lessors of Miniwarehouses and Self-Storage UnitsNAICS 53113043$58.5M$1.02M
Offices of DentistsNAICS 62121043$50.9M$760K
Loan size

The median loan was $915K; half fell between $405K and $1.92M.

The average loan was $1.38M, pulled up by 128 loans at the $5 million 7(a) maximum. The loan is the financed share of the purchase, often plus working capital; it is not the sale price.

Under $350K737 loans21% of loans, $142.8M
$350K to $1M1,133 loans33% of loans, $730.9M
$1M to $2M780 loans22% of loans, $1.10B
$2M to under $5M703 loans20% of loans, $2.19B
$5M, the 7(a) maximum128 loans4% of loans, $640M
Lenders

Live Oak Banking Company made 454 of the loans, 13%.

279 lenders made at least one SBA acquisition loan in Texas. 77% of the loans (2,675) came from lenders whose address on the SBA record is outside Texas. Listing a lender here is not a recommendation.

Top 15 SBA 7(a) lenders for Texas business acquisitions, by number of loans, FY2020 to FY2026
Live Oak Banking Company454$641.8M$863K
The Huntington National Bank251$238.3M$500K
Metro City Bank103$184M$1.65M
Celtic Bank Corporation78$104.7M$1.24M
T Bank, National Association75$130M$1.33M
Bank of Hope75$107.1M$315K
First Internet Bank of Indiana74$90.2M$943K
Byline Bank71$103.2M$1.01M
First Financial Bank71$101.2M$1.15M
Open Bank68$156M$1.81M
Prosperity Bank67$86.3M$1.01M
United Midwest Savings Bank National Association58$69.3M$781K
Fifth Third Bank56$101.5M$1.68M
Midwest Regional Bank54$50.3M$607K
Hanmi Bank51$48.9M$700K
Every county

All 173 counties with an SBA-financed acquisition.

Select a column to sort. 81 Texas counties had none from FY2020 to FY2026. Download as CSV, with loans by fiscal year.

SBA-financed business acquisitions by Texas county, FY2020 to FY2026 (173 counties)
Harris County509$789.1M$1.06MHotels (except Casino Hotels) and MotelsHouston
Dallas County467$650.7M$905KFull-Service RestaurantsDallas-Fort Worth
Tarrant County352$426.3M$792KFull-Service RestaurantsDallas-Fort Worth
Collin County228$292.2M$763KFull-Service RestaurantsDallas-Fort Worth
Travis County203$264.8M$823KFull-Service RestaurantsAustin
Denton County188$232M$630KFull-Service RestaurantsDallas-Fort Worth
Bexar County146$193.3M$916KHotels (except Casino Hotels) and MotelsSan Antonio
Montgomery County93$122M$860KInsurance Agencies and BrokeragesHouston
Williamson County85$111.5M$782KFull-Service RestaurantsAustin
Fort Bend County71$107.2M$854KGeneral Automotive RepairHouston
Lubbock County37$49.6M$1.01MHotels (except Casino Hotels) and MotelsLubbock
Comal County37$34M$500KGlass and Glazing ContractorsSan Antonio
Galveston County34$46.9M$1.06MGasoline Stations with Convenience StoresHouston
McLennan County30$59.5M$1.47MGasoline Stations with Convenience StoresWaco
Gregg County30$44.8M$989KHotels (except Casino Hotels) and MotelsLongview
Hays County30$29.1M$631KPlumbing, Heating, and Air-Conditioning ContractorsAustin
El Paso County29$36.4M$730KHotels (except Casino Hotels) and MotelsEl Paso
Brazoria County29$34.3M$760KGasoline Stations with Convenience StoresHouston
Ellis County28$44.2M$1.06MCar WashesDallas-Fort Worth
Smith County25$47.1M$1.45MPlumbing, Heating, and Air-Conditioning ContractorsTyler
Parker County25$35.9M$1.18MGasoline Stations with Convenience StoresDallas-Fort Worth
Jefferson County24$38.4M$1.18MGasoline Stations with Convenience StoresBeaumont-Port Arthur
Nueces County24$36.8M$1.15MFull-Service RestaurantsCorpus Christi
Ector County23$48.6M$1.73MHotels (except Casino Hotels) and MotelsMidland-Odessa
Grayson County23$46.3M$1.73MGasoline Stations with Convenience StoresSherman-Denison
Brazos County23$22.3M$645KCouriers and Express Delivery ServicesCollege Station-Bryan
Rockwall County22$22.8M$904KFull-Service RestaurantsDallas-Fort Worth
Kaufman County21$28.7M$715KNail SalonsDallas-Fort Worth
Bell County20$24.7M$774KHotels (except Casino Hotels) and MotelsKilleen-Temple
Guadalupe County19$21.3M$560KCouriers and Express Delivery ServicesSan Antonio
Johnson County19$20.5M$644KCar WashesDallas-Fort Worth
Taylor County16$34.2M$2.03MHotels (except Casino Hotels) and MotelsRest of Texas
Waller County16$21M$762KTile and Terrazzo ContractorsHouston
Victoria County15$26.3M$1.17MHotels (except Casino Hotels) and MotelsRest of Texas
Hood County15$19.8M$750KFuel DealersRest of Texas
Angelina County15$19.6M$906KOffices of Physical, Occupational and Speech Therapists, and AudiologistsRest of Texas
Midland County13$18.9M$1.04MExterminating and Pest Control ServicesMidland-Odessa
Wichita County13$14.4M$689KComputer Systems Design ServicesRest of Texas
Burnet County13$13M$850KPlumbing, Heating, and Air-Conditioning ContractorsRest of Texas
Palo Pinto County11$19.9M$1.98MGasoline Stations with Convenience StoresRest of Texas
Nacogdoches County11$12.5M$500KAutomotive Body, Paint, and Interior Repair and MaintenanceRest of Texas
Hidalgo County11$10.5M$720KOffices of DentistsRio Grande Valley
Hunt County10$13.9M$1.18MGasoline Stations with Convenience StoresDallas-Fort Worth
Shelby County10$13.7M$1.34MBroilers and Other Meat Type Chicken ProductionRest of Texas
Potter County9$14.6M$765KAll Other Specialty Food RetailersAmarillo
Matagorda County9$12M$970KGasoline Stations with Convenience StoresRest of Texas
Tom Green County9$11.5M$480KElectrical Contractors and Other Wiring Installation ContractorsRest of Texas
Erath County9$10.8M$1.06MGasoline Stations with Convenience StoresRest of Texas
Bosque County9$8.08M$645KGasoline Stations with Convenience StoresRest of Texas
Upshur County9$6.13M$680KGasoline Stations with Convenience StoresLongview
Van Zandt County8$15.4M$1.5MGasoline Stations with Convenience StoresRest of Texas
Hardin County8$14.2M$975KLessors of Miniwarehouses and Self-Storage UnitsBeaumont-Port Arthur
Fannin County8$7.78M$715KPlumbing, Heating, and Air-Conditioning ContractorsRest of Texas
Randall County8$5.33M$610KPet and Pet Supplies RetailersAmarillo
Cooke County7$16.9M$1.66MGasoline Stations with Convenience StoresRest of Texas
Hill County7$15.5M$1.64MGasoline Stations with Convenience StoresRest of Texas
Polk County7$12.2M$1.88MAll Other Specialty Trade ContractorsRest of Texas
Henderson County7$12M$1.28MHotels (except Casino Hotels) and MotelsRest of Texas
Liberty County7$7.88M$819KGasoline Stations with Convenience StoresHouston
Blanco County7$7.84M$752KGasoline Stations with Convenience StoresRest of Texas
Wise County7$7.18M$1.14MHotels (except Casino Hotels) and MotelsDallas-Fort Worth
Aransas County7$6.39M$882KHome Health Care ServicesCorpus Christi
Eastland County6$16.7M$2.88MHotels (except Casino Hotels) and MotelsRest of Texas
Kendall County6$9.59M$1.39MLumber, Plywood, Millwork, and Wood Panel Merchant WholesalersSan Antonio
Hopkins County6$9.56M$1.34MBroilers and Other Meat Type Chicken ProductionRest of Texas
Cameron County6$7.93M$738KLandscaping ServicesRio Grande Valley
Harrison County6$6.47M$1.04MGasoline Stations with Convenience StoresLongview
Gillespie County6$6.43M$709KHotels (except Casino Hotels) and MotelsRest of Texas
Limestone County6$5.99M$764KGasoline Stations with Convenience StoresRest of Texas
Leon County5$12.5M$2.02MBroilers and Other Meat Type Chicken ProductionRest of Texas
Lamar County5$11.2M$2.1MHotels (except Casino Hotels) and MotelsRest of Texas
Navarro County5$8.56M$1.3MBeer, Wine, and Liquor RetailersRest of Texas
Wood County5$7.89M$885KIndustrial Building ConstructionRest of Texas
Orange County5$4.62M$940KLessors of Miniwarehouses and Self-Storage UnitsBeaumont-Port Arthur
Llano County5$4.01M$735KAll Other Professional, Scientific, and Technical ServicesRest of Texas
Bastrop County5$3.11M$510KInsurance Agencies and BrokeragesAustin
Fayette County4$13.1M$3.09MHotels (except Casino Hotels) and MotelsRest of Texas
Lamb County4$11.8M$2.95MGasoline Stations with Convenience StoresRest of Texas
Anderson County4$9.35M$2.13MBroilers and Other Meat Type Chicken ProductionRest of Texas
Cherokee County4$8.69M$1.76MHotels (except Casino Hotels) and MotelsRest of Texas
Chambers County4$7.27M$2.02MHotels (except Casino Hotels) and MotelsHouston
Pecos County4$7.21M$1.37MHotels (except Casino Hotels) and MotelsRest of Texas
Archer County4$6.71M$1.83MGasoline Stations with Convenience StoresRest of Texas
Brewster County4$6.03M$1.47MTour OperatorsRest of Texas
Atascosa County4$5.93M$1.42MHotels (except Casino Hotels) and MotelsSan Antonio
Karnes County4$5.29M$889KHotels (except Casino Hotels) and MotelsRest of Texas
Lampasas County4$4.03M$1.02MWater and Sewer Line and Related Structures ConstructionKilleen-Temple
Rusk County4$3.99M$1MBroilers and Other Meat Type Chicken ProductionLongview
Titus County4$3.72M$916KGasoline Stations with Convenience StoresRest of Texas
Scurry County4$3.32M$949KHome Health Care ServicesRest of Texas
Callahan County4$2.85M$722KGasoline Stations with Convenience StoresRest of Texas
Kerr County4$2.2M$303KSupport Activities for Animal ProductionRest of Texas
San Patricio County3$8.22M$3.47MHotels (except Casino Hotels) and MotelsCorpus Christi
Bowie County3$7.2M$1.64MHotels (except Casino Hotels) and MotelsRest of Texas
Gaines County3$5.8M$2.6MGasoline Stations with Convenience StoresRest of Texas
Camp County3$5.63M$2.5MGasoline Stations with Convenience StoresRest of Texas
Trinity County3$4.84M$1.45MBeer, Wine, and Liquor RetailersRest of Texas
Milam County3$4.83M$1.63MBroilers and Other Meat Type Chicken ProductionRest of Texas
Coryell County3$4.58M$945KHotels (except Casino Hotels) and MotelsKilleen-Temple
Uvalde County3$4.2M$1.35MSpecialized Freight (except Used Goods) Trucking, LocalRest of Texas
Panola County3$4.06M$585KBroilers and Other Meat Type Chicken ProductionRest of Texas
Walker County3$3.47M$1.03MHotels (except Casino Hotels) and MotelsRest of Texas
Hockley County3$3.43M$933KSupport Activities for Oil and Gas OperationsRest of Texas
Hamilton County3$2.32M$328KNursery, Garden Center, and Farm Supply StoresRest of Texas
Morris County3$2.17M$725KBroilers and Other Meat Type Chicken ProductionRest of Texas
Jim Wells County2$6.85M$3.42MLessors of Miniwarehouses and Self-Storage UnitsRest of Texas
Washington County2$5.91M$2.95MGasoline Stations with Convenience StoresRest of Texas
Gonzales County2$5.56M$2.78MHotels (except Casino Hotels) and MotelsRest of Texas
Jones County2$5.42M$2.71MOther Miscellaneous Durable Goods Merchant WholesalersRest of Texas
Colorado County2$5.3M$2.65MGasoline Stations with Convenience StoresRest of Texas
Wheeler County2$4.88M$2.44MHotels (except Casino Hotels) and MotelsRest of Texas
Donley County2$4.84M$2.42MHotels (except Casino Hotels) and MotelsRest of Texas
Lee County2$4.5M$2.25MWireless Telecommunications Carriers (except Satellite)Rest of Texas
Hale County2$4.15M$2.07MFarm Product Warehousing and StorageRest of Texas
Frio County2$4.12M$2.06MHotels (except Casino Hotels) and MotelsRest of Texas
Austin County2$4.09M$2.04MOther Paperboard Container ManufacturingHouston
Grimes County2$4.03M$2.02MMachine ShopsRest of Texas
Mills County2$3.6M$1.8MHotels (except Casino Hotels) and MotelsRest of Texas
Somervell County2$3.37M$1.69MDrinking Places (Alcoholic Beverages)Rest of Texas
Burleson County2$3.14M$1.57MBroilers and Other Meat Type Chicken ProductionCollege Station-Bryan
Falls County2$3.03M$1.51MHotels (except Casino Hotels) and MotelsWaco
Cass County2$2.67M$1.33MGasoline Stations with Convenience StoresRest of Texas
Freestone County2$2.66M$1.33MGasoline Stations with Convenience StoresRest of Texas
Kimble County2$2.49M$1.25MHotels (except Casino Hotels) and MotelsRest of Texas
Andrews County2$2.42M$1.21MHotels (except Casino Hotels) and MotelsRest of Texas
Haskell County2$2.28M$1.14MHotels (except Casino Hotels) and MotelsRest of Texas
Montague County2$2.27M$1.14MGasoline Stations with Convenience StoresRest of Texas
Clay County2$1.74M$869KAll Other General Merchandise RetailersRest of Texas
Webb County2$1.65M$825KBaked Goods RetailersLaredo
Rains County2$1.57M$783KGasoline Stations with Convenience StoresRest of Texas
Brown County2$1.21M$605KFuneral Homes and Funeral ServicesRest of Texas
Marion County2$799K$399KBed-and-Breakfast InnsRest of Texas
Lynn County2$651K$326KFarm and Garden Machinery and Equipment Merchant WholesalersLubbock
Willacy County1$3.7M$3.7MHotels (except Casino Hotels) and MotelsRio Grande Valley
Caldwell County1$3.35M$3.35MHardware RetailersAustin
San Augustine County1$3.04M$3.04MBroilers and Other Meat Type Chicken ProductionRest of Texas
Hemphill County1$2.4M$2.4MHotels (except Casino Hotels) and MotelsRest of Texas
Sherman County1$2.4M$2.4MSupermarkets and Other Grocery (except Convenience) StoresRest of Texas
Terry County1$2M$2MLimited-Service RestaurantsRest of Texas
DeWitt County1$1.92M$1.92MSupport Activities for Oil and Gas OperationsRest of Texas
Houston County1$1.87M$1.87MGasoline Stations with Convenience StoresRest of Texas
Reeves County1$1.81M$1.81MCommercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and MaintenanceRest of Texas
Hardeman County1$1.8M$1.8MHotels (except Casino Hotels) and MotelsRest of Texas
Lavaca County1$1.8M$1.8MHotels (except Casino Hotels) and MotelsRest of Texas
Wilbarger County1$1.78M$1.78MLessors of Miniwarehouses and Self-Storage UnitsRest of Texas
Ward County1$1.76M$1.76MSeptic Tank and Related ServicesRest of Texas
Robertson County1$1.55M$1.55MBroilers and Other Meat Type Chicken ProductionCollege Station-Bryan
Crane County1$1.35M$1.35MIndustrial Supplies Merchant WholesalersRest of Texas
Bailey County1$1.3M$1.3MHotels (except Casino Hotels) and MotelsRest of Texas
Franklin County1$1.17M$1.17MConvenience RetailersRest of Texas
Coleman County1$1.14M$1.14MGasoline Stations with Convenience StoresRest of Texas
Jasper County1$1.13M$1.13MAll Other Business Support ServicesRest of Texas
Stephens County1$1.05M$1.05MHotels (except Casino Hotels) and MotelsRest of Texas
Maverick County1$1.01M$1.01MHotels (except Casino Hotels) and MotelsRest of Texas
Mitchell County1$945K$945KRV (Recreational Vehicle) Parks and CampgroundsRest of Texas
Floyd County1$864K$864KPharmacies and Drug StoresRest of Texas
Wharton County1$827K$827KApparel Accessories and Other Apparel ManufacturingRest of Texas
Jeff Davis County1$746K$746KHotels (except Casino Hotels) and MotelsRest of Texas
Kinney County1$550K$550KLessors of Miniwarehouses and Self-Storage UnitsRest of Texas
Cochran County1$530K$530KGasoline Stations with Convenience StoresRest of Texas
Nolan County1$512K$512KBeer, Wine, and Liquor RetailersRest of Texas
Red River County1$500K$500KGasoline Stations with Convenience StoresRest of Texas
Oldham County1$492K$492KHotels (except Casino Hotels) and MotelsAmarillo
Delta County1$486K$486KGasoline Stations with Convenience StoresRest of Texas
Shackelford County1$459K$459KInsurance Agencies and BrokeragesRest of Texas
Ochiltree County1$375K$375KMeat MarketsRest of Texas
Young County1$325K$325KFloristsRest of Texas
Winkler County1$313K$313KSupermarkets and Other Grocery (except Convenience) StoresRest of Texas
Calhoun County1$307K$307KBoat BuildingRest of Texas
Val Verde County1$218K$218KChild Day Care ServicesRest of Texas
Sterling County1$160K$160KSupport Activities for Oil and Gas OperationsRest of Texas
Foard County1$142K$142KLimited-Service RestaurantsRest of Texas
Gray County1$134K$134KFamily Clothing StoresRest of Texas
What it means

If you are selling, or buying, a Texas business.

If you are selling

  • Buyers with SBA financing are active. 1,332 SBA loans financed Texas acquisitions in FY2025 and FY2026, the two busiest years in the data.
  • Lenders know your industry if it is on the list above. gasoline Stations with Convenience Stores, full-Service Restaurants and hotels (except Casino Hotels) and Motels are the most financed purchases in the state.
  • SBA lenders underwrite the business's cash flow, so clean books decide whether your buyer gets the loan. Tax returns that match the P&L matter more than a polished pitch.
  • The median loan was $915K. A buyer's loan is capped at $5 million under 7(a), so larger sales usually need more equity, a seller note or a different kind of buyer.

If you are buying

  • Shop lenders beyond your local bank. 77% of these loans came from lenders with an out-of-state address, and the top lender alone made 454.
  • Expect competition in the big metros. Dallas-Fort Worth and Houston had 2,132 SBA-financed purchases; the rest of Texas outside the metro groupings had 418, so fewer financed buyers are bidding there.
  • Plan for the loan to cover only part of the price. Buyers bring their own equity, and many deals add a seller note.
  • Use the county table to see what has actually been financed where you want to own.
Methodology

How we built it, and what it leaves out.

What counts

Every SBA 7(a) loan in SBA's public loan-level FOIA file (FY2020 to present, as of September 30, 2026) with a Texas project and a business age of "Change of Ownership", the flag lenders use when a loan finances the purchase of an existing business. 3,481 loans, approved October 1, 2019 to September 30, 2026.

Amounts are gross approvals. Counties are the project county SBA reports.

What is not included

  • All-cash, seller-financed and conventional bank purchases
  • Private equity and corporate acquisitions without an SBA loan
  • SBA 504 loans
  • Purchase prices: SBA reports the loan, not the price

So this is a floor for Texas business sales, not a census.

Loans, not deals

One purchase can use more than one loan. 317 loans share a borrower name and fiscal year with another loan in the set, so the number of distinct acquisitions is an estimated 3,164. The totals include 277 loans that SBA lists as cancelled after approval. The change-of-ownership flag is as reported by lenders to SBA; we do not verify it.

Years, metros, lenders

Fiscal years run October 1 to September 30, so FY2020 began October 1, 2019. Metro groupings are listed with their counties in the metro table and follow the federal metro area definitions. A lender's state is the address on the SBA record, which may not be its headquarters.

Privacy

SBA publishes borrower names; we do not. This page and its downloads contain only counts, dollar totals and medians by county, metro, industry, year and lender. Lender names are shown because lending is their public business.

Cite and reuse

Free to reuse under CC BY 4.0 with credit. Delta Brokers, "Texas Business Sales: Every SBA-Financed Business Acquisition, FY2020 to FY2026," deltabrokers.org/texas-business-sales, tabulated from U.S. Small Business Administration 7(a) FOIA data as of September 30, 2026 (updated November 12, 2026). Source data: SBA 7(a) and 504 FOIA. Data: county CSV, JSON. For the deals SBA does not see, including private equity, see Rio Grande Valley M&A history and RGV SBA lending data.

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Answers

Texas business sales: common questions

How many businesses are bought with SBA loans in Texas each year?
SBA 7(a) loans that financed the purchase of an existing Texas business, by federal fiscal year (October to September): FY2020 439, FY2021 495, FY2022 376, FY2023 337, FY2024 502, FY2025 665, FY2026 667. That is 3,481 loans and $4.81B from FY2020 to FY2026. Some purchases use two loans, so the number of distinct acquisitions is lower, an estimated 3,164. Cash, seller-financed and conventional bank deals are not in SBA's data.
What kinds of businesses sell most often with SBA financing in Texas?
The most financed industries from FY2020 to FY2026 were gasoline Stations with Convenience Stores (232 loans), full-Service Restaurants (221 loans), hotels (except Casino Hotels) and Motels (210 loans), limited-Service Restaurants (113 loans), insurance Agencies and Brokerages (100 loans) and general Automotive Repair (93 loans).
How big is a typical SBA loan to buy a business in Texas?
The median SBA 7(a) acquisition loan in Texas from FY2020 to FY2026 was $915K. Half of the loans fell between $405K and $1.92M, and 128 loans were at the $5 million program maximum. The loan amount is not the purchase price: buyers add their own equity and sometimes a seller note.
Which lenders make the most SBA business acquisition loans in Texas?
By number of loans from FY2020 to FY2026: Live Oak Banking Company (454), The Huntington National Bank (251), Metro City Bank (103), Celtic Bank Corporation (78) and T Bank, National Association (75). 77% of the loans came from lenders whose address on the SBA record is outside Texas.
Where in Texas are the most businesses bought?
Dallas-Fort Worth (1,367 loans), Houston (765), Austin (324) and San Antonio (212) account for 77% of SBA-financed acquisitions from FY2020 to FY2026. The top counties were Harris (509), Dallas (467), Tarrant (352), Collin (228) and Travis (203). The four Rio Grande Valley counties had 18.
Does this include every business sale in Texas?
No. It covers only purchases financed with an SBA 7(a) loan that the lender flagged as a change of ownership. All-cash, seller-financed, conventional bank, private equity and SBA 504 deals are not included, so the real number of Texas business sales is higher.
Can I use or cite this data?
Yes, under CC BY 4.0 with credit to Delta Brokers. Cite it as: Delta Brokers, "Texas Business Sales: Every SBA-Financed Business Acquisition, FY2020 to FY2026," deltabrokers.org/texas-business-sales, tabulated from U.S. Small Business Administration 7(a) FOIA data as of September 30, 2026 (updated November 12, 2026). County data downloads as CSV at https://www.deltabrokers.org/data/tx-business-sales-counties.csv.